Flat-rate, no subscription plans to rebuild your credit and empower your financial future.
Transform Your Finances with Expert Coaching & Credit Repair
Frustrated with Your Credit? Let’s Fix It and Grow Your Wealth.
Credit reports with errors holding you back?
Uncertain how to improve your credit score?
Need expert guidance to manage debt and build savings?
Want personalized coaching to reach your financial goals?
Tired of confusing DIY credit repair methods?
Ready for flat-rate, no-subscription credit repair plus coaching?
Want a proven plan tailored just for you or your family?
At MKK Financial, we don’t just fix your credit — we build a complete financial foundation tailored to you.
Before creating your personalized credit repair plan, we’ll carefully review your financial history, current credit status, and spending habits. This includes:
Conduct a thorough review of your full financial history, including income, debts, and spending patterns
Analyze your credit reports from all three bureaus to identify errors, outdated information, and areas for improvement
Assess your current credit standing to develop realistic goals and timelines for improvement
Evaluate your debt-to-income ratio and suggest strategies for effective debt management
Provide personalized financial coaching focused on budgeting, saving, and credit-building habits
Develop a step-by-step plan that combines credit repair actions with coaching to support your long-term financial wellness
Our holistic approach ensures that credit repair is just the beginning of your journey toward lasting financial wellness.
PRICING
Select Your Path to Financial Freedom
Financial Reset Plan
$399
Perfect for individuals who need professional credit cleanup.
Full credit audit + 3-bureau report breakdown
Disputes filed to all 3 credit bureaus (up to 10 inaccurate items)
Secure client portal access for updates & tracking
Monthly dispute progress reports
Quick-start financial habits checklist
Financial Growth Plan
$699
For individuals ready to improve credit and grow their money mindset.
Everything in Tier 1
2 Private Financial Coaching Sessions (45 min each)
Custom budget + debt payoff strategy
Credit-building plan + secured card recommendations
Personalized money goal tracker
Score monitoring + dispute update reviews
Financial Success Accelerator
$999
For clients serious about long-term transformation.
Everything in Tier 2
4 Private Financial Coaching Sessions (biweekly)
Customized personal finance dashboard (Google Sheets)
Income planning & side hustle strategy session
Intro-to-investing starter kit (PDF bundle)
Post-program check-in (30 days later)
Couples Financial Transformation Plan
$1,499
Required for married clients or joint applicants.
Dual credit audits + full-service disputes (up to 10 items each)
4 Financial Coaching Sessions (2 per person or joint)
Joint household budget & savings plan
Couples goal mapping: home, car, legacy
Custom “Family Finance” workbook
VIP support access + Day 60 follow-up
Frequently Asked Questions
What is credit repair, and how does it work?
Credit repair is the process of identifying and disputing inaccurate, outdated, or unverifiable information on your credit report. We review your reports, identify the issues, and send formal disputes to the credit bureaus on your behalf to help improve your score.
What is included in each membership plan?
Each plan includes professional credit repair services plus access to additional tools and coaching based on your membership level.
All plans include:
Full credit report analysis
Monthly disputes with bureaus
Access to your client portal
Higher tiers also include:
1-on-1 financial coaching sessions
Budgeting & savings strategies
Personalized financial plans
Credit building tools and more
Do I have to pay monthly?
No. Our plans are flat-rate with a one-time startup cost, so you know exactly what you're paying and what you’re getting. No hidden fees or monthly subscriptions.
How long does the credit repair process take?
Each case is different, but most clients see improvements within 30 to 90 days. Full results can take up to 6 months, depending on the complexity of your credit history.
What do the financial coaching sessions cover?
Our coaching is designed to go beyond just fixing credit.
You'll learn:
How to budget and save effectively
Debt elimination strategies
Building business and personal credit
How to increase financial literacy and long-term stability
Is this legal and legitimate?
Yes. We operate in full compliance with the Fair Credit Reporting Act (FCRA). You have the legal right to dispute inaccurate information on your credit report.
Can married couples join together?
Yes! We offer a Couples Plan that includes full credit repair and coaching for both individuals. If you're married, we require the couples package to ensure both of you get the full benefit and aligned financial coaching.
Will this guarantee my credit score will improve?
While no company can promise specific score increases, we guarantee professional dispute efforts and coaching tailored to your situation. Most clients see noticeable improvements in score and financial habits.
What documents do I need to start?
You’ll need:
A copy of your photo ID
Proof of address (utility bill or bank statement)
Access to your credit reports (we’ll help you pull them if needed)
Testimonial
Ashley T.
Chicago, IL
“Before working with MKK Financial, I was stuck with collections, late payments, and no clue how to fix it. Within three months, my score jumped over 100 points! I just closed on my first home and have a solid budget thanks to the coaching sessions. Life-changing service!”
Marcus D.
Atlanta, GA
“I’ve worked with other credit companies, but none offered what MKK Financial does. The coaching helped me understand money in a way school never taught me. Now I’m building credit and working on my first investment property. I only wish I started sooner.”
Nicole & Jamal W. Dallas, TX
“My husband and I were always arguing about money. We signed up for the couples plan, and not only did they help with our credit, but the financial coaching helped us finally get on the same page. We’ve paid off over $8,000 in debt and finally have savings!”
Contact us
Hours
Mon – Sat 9:00am – 8:00pm
Sunday – CLOSED
